Get the most competitive pricing for your clients
Tips for ensuring your IRESS and Omnium quotes include TAL Health Sense, the most generous BMI-based discount around.
TAL Health Sense can save your clients up to 15%1 on their lump sum premiums, for the life of the policy, just by confirming their BMI is in a healthy range.
It’s a great reason to remember to ask your client’s height and weight and add those details to IRESS and Omnium, so you’re seeing the most competitive pricing and offering the best value every time. Here’s a quick reminder of how to get the most from those quoting platforms.
| In IRESS
Make sure to turn on the ‘TAL Health Sense' checkboxes to see all your client’s Accelerated Protection options: with and without the TAL Health Sense discount.
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In Omnium
Navigate to your ‘Default Adviser Preferences’ in the top right navigation and turn on the Health Sense discount to display those options every time you create an Omnium quote.
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TAL Health Sense means...
Accessible affordability
Our data shows that Over 65% of your clients are likely to be eligible for TAL Health Sense.2
The best value
Those clients could save Over $300 on their Year 1 premiums, based on annual average premiums of $2,725 for 2-3 benefits.
Better retention outcomes
Customers with TAL Health Sense retain their policy for an average of 1 year and 9 months Longer than those without the discount.3
Any questions?
Get in touch with your BDM to learn more about how TAL Health Sense can offer your clients more affordable cover, for life.
1 A maximum 15% Health Sense discount applies to non-smokers meeting the BMI criteria that hold 4 benefit types (Life; Critical Illness; TPD and Income Protection (IP)) and meeting minimum sum insured amounts for all benefit types. Lower discounts will apply for other benefit combinations and smokers. The discount does not apply to per mille loadings, policy fees and stamp duties. More information is available on request from TAL.
2Based on approved TAL applications over the last 12 months.
3Based on average policy tenure for customers under 55.