TAL Health Sense Plus
An automatic 5% discount on lump sum premiums for up to 2 years for New Customers
Through our TAL Health Sense Plus program, we’re helping your clients learn about the value of preventative screening tests, which can detect and even prevent many serious conditions, including cancer, diabetes and heart disease.
TAL Health Sense Plus forms part of TAL’s prevention program, developed to enhance the health and wellbeing of Australians. In fact, over 50% of all cancers could be avoided with a combination of a healthy lifestyle and regular screening1. To find out more about prevention, click here to listen to a recorded webinar about the value of preventative health.
TAL Health Sense Plus highlights the role these quick, simple tests play in detecting serious disease, and rewards your clients with a 5% Life, Critical Illness and TPD premium discount for proactively protecting their health.
How TAL Health Sense Plus works
All new applications will receive an automatic 5% discount for Life, Total and Permanent Disability and Critical Illness Insurance premiums for 2 years with TAL Health Sense Plus, which if eligible, your clients can apply to renew in the future by maintaining a healthy BMI and having a preventative screening test every 2 years.
How your clients can apply to renew their TAL Health Sense Plus discount:

Have a preventative screening test with their GP
A number of preventative tests

Upload evidence of the test on the TAL Health Sense Plus website

Confirm their BMI is between 19.0 and 28.0 (inclusive)
Your clients can retain this discount by reconfirming their BMI is within the TAL Health Sense range (19.0 – 28.0 (inclusive)) and taking a preventative screening test every two years.
See the full Terms and Conditions for other eligibility conditions.
What test will my client need to take?
We’ll provide your client with a personalised list of preventative screening tests including those aligned to The Royal College of General Practitioners Red Book for people of their age and gender. We only require your client to take one preventative screening test, their GP will determine what is most appropriate.TAL Health Sense Plus Eligibility and FAQs
How do my clients apply for TAL Health Sense Plus?
Do my clients need to participate in TAL Health Sense Plus
When does my client have to provide the required information to be eligible for the discount in the future?
How do they know that the discount has been applied?
When is the discount applied and how long does it last?
What if they make a mistake when they lodge the application for TAL Health Sense Plus?
What if my client hasn’t received a TAL Health Sense Plus offer?
Can you turn off the TAL Health Sense Plus offer for my clients?
What if they miss the due date stated in the offer email
Preventative screening test FAQs
TAL Health Sense BMI discount FAQs
Trail commission FAQs
More information
Download the TAL Health Sense Plus flyer or contact your local TAL sales team.
1 CANCERAUSTRALIA.GOV.AU (2018)
The offer of TAL Health Sense Plus is subject to the Terms and Conditions.
Important information: TAL Health Sense Plus is subject to offer and eligibility criteria. Full terms and conditions are available at www.tal.com.au. The TAL Health Sense and TAL Health Sense Plus discounts apply to the premiums for Accelerated Protection Life Insurance, Critical Illness Insurance and TPD Insurance Plans only. Policy fees and stamp duties are not discounted. Preventative screening tests are at the participant’s expense and are not reimbursed by TAL. TAL Health Sense Plus is not a substitute for professional medical advice or care. TAL does not guarantee to offer TAL Health Sense or TAL Health Sense Plus in perpetuity, and reserves the right to withdraw, alter or discontinue the offer at any time.
This Page was prepared by TAL Life Limited and is current at MAY 2023. This information may be subject to change.