1 Based on average policy duration of Health Sense Plus customers v non-Health Sense Plus customers 2021-present.
The offer of TAL Health Sense Plus is subject to the Terms and Conditions.
Important information: TAL Health Sense Plus is subject to offer and eligibility criteria.
For new quotes generated on or after 8 August 2025, the TAL Health Sense Plus discount will apply to eligible Life Insurance, TPD Insurance, Critical Illness Injury and (where applicable) Income Protection (excluding the policy fee and any government duties). This discount does not apply to any per mille loadings. For the applicable Plan the discount will apply for two years and will reduce to nil for the third year and thereafter, unless you qualify for the Health Sense Plus discount in future.
Participation is entirely optional and does not impact the terms of existing policies held with TAL, or claims made under those policies. The costs of preventative screening consultations and tests are not reimbursed by TAL, and the results are not required to be disclosed to TAL for the purposes of confirming eligibility for the Health Sense Plus discount. By participating in Health Sense Plus and verifying eligibility for the program, TAL collects data and information which includes participants’ personal information and may include sensitive personal information (Data). By participating in Health Sense Plus, participants consent to TAL’s collection and use of the Data in accordance with the TAL Privacy Policy. Any Data shared with TAL for the purposes of the Health Sense Plus program is used only for assessing eligibility for the discount and is regularly deleted once eligibility has been confirmed. TAL reserves the right to alter or discontinue the Health Sense Plus offer at any time. Health Sense Plus is not a substitute for professional medical advice or care: always seek advice from a qualified provider in the event of health concerns or questions. Nothing on this page should be construed as medical advice.
This page was prepared by TAL Life Limited and is current at July 2025. This information may be subject to change.