Accelerated Protection Total and Permanent Disability (TPD) Insurance
A flexible approach to TPD, that adapts as your client's needs change
TAL Adviser Centre
Register as an Adviser with TAL. Raise new quotes, search for clients, access product information and more.Login to TAC
- Three definitions with limits up to $5 million
- Flexible structuring options: stand alone, attached, linked or superlinked
- Cover increases of up to $200,000 without underwriting when a major life event occurs
- Financial planning benefit up to $5,000
- Eligible for Health Sense discount
At the heart of our TPD insurance is giving you and your clients control over their cover so it best suits their circumstances and the potential impact of disability. We've built in a range of definitions – Own, Any or Activities of Daily Living – that you can tailor to their needs.
And there's flexibility in how TAL's TPD cover works with your clients as their lives change, including a Guaranteed Future Insurability Benefit for cover increases up to $200,000 without underwriting. The 'home duties' tier under Own or Any definitions means your client can move in and out of the workforce and be assessed against the tier that correspond to their work status at claim time.
The Health Sense discount is available too, rewarding your clients for a healthy BMI with savings of up to 15%.
Flexibility, innovation, great value
How our award-winning Accelerated Protection works for you and your clients
Designed for flexibility
Mix and match a range of products and features to best suit the needs of every client.
Simple rewards for healthy clients
Clever features like our popular Health Sense discount.
We’re there when it matters
Every working day we pay an average of $5.3m in claims.
Find out more
Together, we're encouraging healthy lifestyles
Introducing our Health Sense Discount. Rewarding your customers with up to 15% discount on their Life, TPD or Critical Illness policy.