TAL Health Sense

Up to 15% off your clients’ lump sum premiums*

*Terms and conditions apply.

In Australia, around 32% of disease is linked to factors we can change1: our weight, levels of physical activity and alcohol consumption.

We created TAL Health Sense to empower Australians to take positive steps for their health and enhance their ability to take care of themselves. Whether it’s rewarding them through our simple Health Sense BMI discount, we’re focused on improving your clients’ health and wellbeing, now and into the future.

TAL Health Sense

The Health Sense discount is a simple way to reward your clients for taking care of their health, offering a lifetime premium discount when their BMI falls in the Health Sense range: 19.0 to 28.0 (inclusive).

By bundling products, you can create savings of 5 to 15% (up to 12.5% for smokers), which are automatically applied to your client’s policy. There are no tests or extra application forms to complete.

It’s a quick and simple way to reward healthy habits, for life.


health sense graphics


How Health Sense works for your clients


Confirm your client's BMI is between 19.0 and 28.0 and their smoking status.


A discount will be applied to Life Insurance, TPD or Critical Illness Insurance.

Bundle more products to receive further discounts of up to 15% for non-smokers.

No matter what discount your client receives, it will stay in place for the life of the policy.

Download Download our Health Sense Fact Sheet to find out more here

BMI Calculator

BMI Calculator

Find out if you're eligible for the Health Sense discount. All you need to know is your weight and height


Do you have a technical question?  Ask a TAL Representative

Meet our ambassadors

Meet Paul

'Body and Brain Overhaul' presenter, Paul Taylor, CEO of Personal Training Academy, Acumotum and the Body Brain Performance Institute, is a former Royal Navy Aircrew Officer, an exercise physiologist and nutritionist who has designed his own system of evidence-based fitness science, called 'Scientific Holism'. He is an irreverent, charismatic international speaker and educator whose style makes for riveting television.

More about Paul

Paul Taylor
Theresa Cutter

Meet Teresa

Teresa is a classically trained chef, nutritionist, author, accredited fitness trainer and media personality. She combines her love of food and fitness within her own life and shares her recipes and knowledge via The Healthy Chef website, TV appearances, cooking demonstrations and countless print and online articles. Teresa writes a national column for Sunday Life magazine and the Sun Herald (Sydney) and The Age (Melbourne) and contributes to various health and fitness magazines.

More about Teresa

1 Australian Government Preventative Health Taskforce. Australia: The healthiest country by 2020 – National preventative health strategy. Canberra: Commonwealth of Australia, 2009