Accelerated Protection Critical Illness Insurance

Versatile, responsive cover that puts your client's recovery first

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Key Features

  • Eligible for Health Sense discount
  • Two levels of cover
  • Built-in Paralysis Support Benefit
  • Female Critical Illness Benefit in CI Premier
  • Advancement Benefit included in CI Premier

Our Critical Illness cover can help reduce the financial stress of your client when they suffer a Critical Illness.  This allows them to focus on their recovery.

Our Premier cover includes an Advancement Benefit which can provide access to part of their benefit amount for specified injuries and illnesses including some early stage cancers.

TAL is one of a few insurers to include a Paralysis Support Benefit in our Critical Illness cover. The benefit doubles the cover amount to a maximum of $2 million, offering support for your clients and their families if they’re faced with the profound impact of permanent paralysis. The benefit could help them manage the financial implications of adjusting to life with paralysis, such as modifying their home or vehicle.

Critical illness cover provides protection for your client as well as their kids, with a built-in Child’s Critical Illness Benefit available without underwriting. The benefit provides $10,000 if your client’s child suffers a specified critical illness event.

TAL also offers optional standalone Child’s Critical Illness insurance up to $200,000, giving your clients more options when it comes to protecting their family and future.


This page contains a summary of some of the features of the product (some of which may not be available depending on the cover selected and individual circumstances) and is not a substitute for reading the Product Disclosure Statement and Policy Document, which contains information about the terms, conditions, limits and exclusions that apply.



Flexibility, innovation, great value

How our award-winning Accelerated Protection works for you and your clients

Designed for flexibility

Mix and match a range of products and features to best suit the needs of every client.

Simple rewards for healthy clients

Clever features like our popular TAL Health Sense discount.

PDS Download For a summary of the Accelerated Protection Critical Illness insurance product, download a client fact sheet.

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Together, we're encouraging healthy lifestyles

Introducing our TAL Health Sense Discount. Rewarding your customers with up to 15% discount on their Life, TPD or Critical Illness policy.

Find out more
Australia's leading life insurer
TAL is one of Australia’s leading life insurers
TAL Customers
Over 5 million customers in


Commitment to Claims
$4.2 billion in claims paid in 2023/24 FY*

*Claims statistics based on total claims paid under TAL Life Limited and TAL Life Insurance Services Limited (including funeral insurance) between 1 April 2023 and 31 March 2024.

Recognition for our excellence in product and service support

  • Self Managed Super Fund 2018
  • trauma award winner 2017
  • Direct life award logo
  • Overall Platinum Award Winner 2017
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