General advice

The information provided on this website is general advice only and does not take into account your individual needs, objectives or financial situation. Before you decide to buy an insurance product, you should read the relevant Product Disclosure Statement (PDS) available from TAL Life Limited (TAL). The PDS contains important information which will help you understand the relevant insurance product, including what's covered and what's not covered and can help you decide whether the product is appropriate for you.

TAL strongly recommends that you read the relevant PDS (available from TAL) and you seek professional advice based on your personal requirements before deciding whether any of the products or services detailed on this website are suitable for you.

The general advice on the website is provided by TAL.  When you speak to one of our representatives on the phone or webchat about TAL products you are speaking to a representative of TAL Direct Pty Limited who is only authorised to provide general advice to you.


To the fullest extent permissible by law the materials on this website are provided as is and without warranty of any kind (either express or implied). TAL does not warrant that the website or its contents will be error and/or omission free or provided uninterrupted. Nor will TAL be liable for errors and/or omissions or interruptions to the website or for loss or damage suffered as a result of reliance on any information or document available on this website.

To the fullest extent permissible by law, TAL specifically disclaims and excludes any and all liability that may arise for any and all direct, indirect, incidental, consequential, loss of profit or special damages that may arise from the access to, reliance on and/or use of this website or the contents thereof.

You acknowledge and agree that you access and use this website at your own risk.

Slice of Life blog

The contents of the Slice of life pages of the website are current at the date of publication set out on the relevant page and are for reference purposes only. The contents of those pages do not constitute legal or financial advice and should not be relied upon as such. Specific legal advice or financial about your specific personal circumstances should always be sought separately before taking any action based on these publications.

Intellectual property rights

All material available through this website is owned by or licensed to TAL and is protected by intellectual property rights. You agree not to access, download or otherwise use any material on this website in any way not expressly authorised by us. You accept full responsibility and indemnify us for any expense, loss or liability that we incur as a result of any use by you of the material on this website that is not expressly authorised by us. You agree not to delete any copyright notices or other indications of protected intellectual property rights from materials that you print or download from this website.


Links from this website to pages on any other website are provided for your convenience only and do not constitute a recommendation or endorsement by TAL of the content of those pages. Use of these links is at your own risk. TAL does not control and is not responsible for any information or material found on those linked pages, or any website of which they form a part and TAL does not endorse any views or recommendations of third parties included or referred to in any of the information on this website.

You are not authorised to establish a link to this website or use a TAL owned logo or trademark without our prior express written permission.

Licence and registration numbers

TAL Life Limited ABN 70 050 109 450 AFSL 237848

  • Issuer, insurer and administrator of TAL life insurance and investment policies
  • Insurer and administrator of TAL superannuation policies

TAL Superannuation Limited ABN 69 003 059 407 AFSL 237851

  • Issuer of TAL superannuation policies
  • Trustee for the TAL Superannuation and Insurance Fund ABN 20 891 605 180

TAL Direct Pty Limited ABN 39 084 666 017 AFSL 243 260

  • Provides general advice on life risk and superannuation
  • Deals in life risk and superannuation products



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