Accelerated Protection Income Protection

Cover that helps get your clients back to living the lives they love

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Key Features

  • Three levels of flexible cover
  • Generous pre-disability earnings definition
  • Critical Illness and Retirement Protection Option

Balancing versatility and affordability is key to helping your clients access Income Protection. And it's exactly how we've designed our product, with three different levels of cover, each with their own particular features. 

Helping customers get back to the lives they love as quickly as possible is another big part of what we do. IP Premier cover includes a part-time work allowance, so they can return to work for up to 10 hours a week and still receive their full benefit. And with our critical illness option, benefits are paid in addition to any total or partial benefit, so you can be confident your client is being looked after.

Our Income Protection Standard and Premier cover offers options to meet your client's needs and circumstances:
  • Indemnity or agreed value contracts
  • Increasing claim option
  • Business Expense option
  • Accident Benefit option
  • Retirement Protection option
  • Critical Illness option 

With three levels of cover available and a host of industry awards to its name, TAL's IP provides comprehensive, flexible cover and great value.

Flexibility, innovation, great value

How our award-winning Accelerated Protection works for you and your clients

Designed for flexibility

Mix and match a range of products and features to best suit the needs of every client.

Simple rewards for healthy clients

Clever features like our popular Health Sense discount.

We’re there when it matters

Every working day we pay an average of $5.3m in claims.

PDS Download For a summary of the Accelerated Protection Income Protection insurance product, download a client fact sheet.

Do you have a technical question?  Ask a TAL Representative

Australia's leading life insurer
TAL is one of Australia’s leading life insurers
TAL Customers
Almost 4 million customers in


Commitment to Claims
$1.6 Billion in claims paid in


Recognition for our excellence in product and service support

  • Canstar logo
  • Self Managed Super Fund 2018
  • trauma award winner 2017
  • Direct life award logo
  • Overall Platinum Award Winner 2017
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