TAL offers more affordable premiums

TAL are now offering reduced premiums on all new Accelerated Protection Life, Critical Illness, TPD and Income Protection policies.

By simply generating a quote on the TAL Adviser Centre and submitting your client’s application, they will save 10% in the first year and 5% in the second year of their new policy with us. The reduced premiums apply to Life, Critical Illness, TPD and Income Protection Plans. The Income Protection Business Expense Option and Child’s Critical Illness are not reduced.

Best of all, the new pricing applies in addition to any other discounts your clients might be entitled to, such as Health Sense. This means you can help your clients with a lifetime lump sum premium discount of up to 15% if their BMI is between 19.0 and 28.0. Health Sense applies for the life of the policy, with no annual fee, additional applications or ongoing assessments and applied regardless of special underwriting terms. By combining our reduced premiums with Health Sense, your client’s will save up to 25% in the first year.

Our Health Sense Plus discount can further reward healthy behaviours with an additional 5% lump sum discount lasting for two years. Health Sense Plus is available from your client’s first policy anniversary when they confirm their BMI is between 19 and 28 and have a preventative screening test with their GP – no test results are required to be provided. 

We’re focused on supporting you to provide your clients with more affordable, comprehensive insurance cover. This means we’re improving our price at time of commencement, but also ensuring cover remains affordable in the long term with our Health Sense and Health Sense Plus offers. Part of our commitment to protecting this Australian life is ensuring your clients have the cover they need, when they need it the most.

If you have any questions, please reach out to your local Sales Development Manager.